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For groups who travel together

Stop asking the group chat.

What’s next. Where to go. What you owe.Your group’s itinerary, booking details and shared expenses, together in one trip.

Create an account to get started. Guests join from a link — no account needed.

Example tripDay 2Today

Today’s lead card on a phone: Next · Starts in 6 hr 20 min · 7:00 PM · Group dinner — The Farmhouse Table · The Farmhouse Table · 31 Haywood St, Asheville, NC · Drive · 31 min · 16 mi from Family photo session · Directions · the reference FT-0815-FERN on a copy button · Details · Booking confirmed · Responsible: Brenda · 11 of 12 confirmed.
The Today card for the next stop: 7:00 PM Group dinner — The Farmhouse Table, the travel into it, Directions, the booking reference and Details, and who is responsible and confirmed.

Our seeded demo plan — a fictional family. Every screen on this page is this one trip.

The problem

Right now the trip is in one person’s inbox, on another’s laptop, somewhere in the group chat, on the back of a receipt, and in a spreadsheet.

ChipInPlan keeps it as one trip — the days, the places, the people and the money, read from the same records. Everyone opens the same trip; nobody has to ask.

During the trip

Everyone reads the same day.

Every day is a chapter, every stop a scene, and the travel between them is written on the rail. The booking, the reference, who’s responsible and who’s coming sit on the stop itself — and when the day has a problem, it says so where it happens.

Day 2

Saturday , Aug 15

3 stops1 booked76 min of travel over 16 mi

Stop 1: 9:30 AM – 1:00 PMNow

Blue Ridge Parkway hike (Craggy Gardens)

Craggy Gardens Trailhead · Blue Ridge Pkwy MP 364

Booking pendingJWResponsible: James
Drive to Family photo session. 45 minutes, as entered by the group.

Stop 2: 12:30 PM – 1:30 PM

Family photo session

Craggy Gardens overlook

Not bookedJWResponsible: James
Drive to Group dinner — The Farmhouse Table. 16 miles. About 31 minutes, along the road route.

Stop 3: 7:00 PMNext

Group dinner — The Farmhouse Table

The Farmhouse Table · 31 Haywood St, Asheville, NC

Booking confirmedReference FT-0815-FERNBFResponsible: Brenda11 of 12 confirmed

Times are Asheville time (America/New York). Travel times are the trip’s own figures, road routes or estimates — a duration, not a time to leave.

Saturday’s 3 stops on the rail with the travel between them, the warning that James Whitfield is responsible for “Blue Ridge Parkway hike (Craggy Gardens)” and “Family photo session” at the same time on 2026-08-15, and the dinner marked Next.

Honest about places. A stop the map can’t place with confidence asks you which one you meant — it never pins a guess.

On the day, Today leads. Open the trip on your phone and the first thing you see is what’s next, where it is, and how to get there — with the booking reference one tap from the clipboard.

  • Publish as a link
  • Print the itinerary
  • Add to calendar

A published plan shows the days and places — never anyone’s balance or email.

At the table

Photograph the bill. Tap what you had.

The items come off the receipt and everyone taps theirs — the sangria to the four who drank it, the cornbread to the whole table. The numbers are checked against the printed subtotal, and if they disagree, ChipInPlan says so and waits rather than posting a guess.

Scanned on your phone, reviewed by a person. Low-confidence reads are flagged; a scan is a draft, never a posted expense.

One tap for the usual cases. Everyone, the adults, or exactly the people who shared it — unequal shares when someone only had a bite, and the tax, tip and alcohol go where they belong.

Just here for the bill?

Start with a receipt. Scan it, tap who had what, settle up — a trip is optional.

Split a bill

Create an account to get started.

A receipt from The Farmhouse Table open for review, paid by Brenda, scanned at 84% confidence: item rows with who had what — Everyone and Adults shortcuts, alcohol and no-tip flags, and the diners each line is assigned to.
The receipt’s item rows with the people each one is assigned to.
The same receipt’s totals and reconciliation: items total $392.95, printed subtotal $320.95, a $72.00 difference in red, and 2 issues to resolve — the extracted items add up to a different amount than the printed subtotal, and one item is not assigned to anyone — with finalize held until they are.
The totals showing the $72.00 difference between the items and the printed subtotal, the two issues to resolve, and finalize waiting.

Paid by Brenda · scanned at 84% confidence · items $392.95 against a printed subtotal of $320.95. Nothing reaches anyone’s balance until a person resolves the $72.00 difference.

After the trip

See who owes whom — and why.

Everyone’s share of everything becomes one short list of who pays whom, and every payment shows the expenses behind it — so nobody takes a number on faith. ChipInPlan records what people report. It never moves money.

The settlement screen: “You should receive $1,388.85”, “Settle up efficiently — only 10 payments to settle 11 people”, then transfer rows such as Priya Nair-Fernandes pays Marvin Fernandes $191.15, with the expenses behind the amount opened: Cabin — 2 nights (deposit paid) -$160.00, Groceries & breakfast supplies -$31.15.
The settlement headline, the note that 10 payments settle 11 people, and transfer rows listing the expenses behind each amount.

Pending → marked paid → confirmed. A dispute needs a note. Nothing is silently corrected — every change to money is recorded with a reason.

Send it as-is. Export the who-owes-what as CSV, or paste the settlement into the group chat — the one message that ends the thread.

You pay each other. ChipInPlan calculates the amounts and keeps the records. There is no wallet, no payment rail, and nothing that touches a bank account.

Before the trip

Start with what you know.

Describe the trip in a sentence, or type in what’s already booked. ChipInPlan drafts the plan and shows its work — what you said, what it worked out, and what it still needs to ask. Nothing is created until you say so.

You typed: Family reunion at Asheville, North Carolina, Aug 14–16 2026: 12 of us in 4 households of 4, 3, 3 and 4, about $500 per family. We have booked the cabin (VRBO-88213).

Draft title: Reunion in Asheville, North Carolina — Aug 14–16

Dates
Fri, Aug 14 – Sun, Aug 16, 2026
Duration
3 dayscalculated: 2026-08-14 to 2026-08-16, counting both days
People
Unknown
Budget
$2,000.00calculated: $500.00 per family × 4 families
Bookings
CabinBooked
Starter
7 starter tasks · 1 poll · Arrive in Asheville, North Carolina · Depart Asheville, North Carolina
  • I drafted the plan, the starter checklist and the arrival/departure days, but not the 3 days in between — I would be inventing activities, and an itinerary you cannot trust is worse than an empty one.

Still to answer

Answer these by editing the fields above — I won’t guess.

  • “12 of us” says 12, but 4 + 3 + 3 + 4 comes to 14. Should I plan for 12 or 14 travellers?
Every line is editable before anything is created.
The Describe-it flow: the typed sentence, the draft it produced — Reunion in Asheville, North Carolina — Aug 14–16 — with the calculated budget and the booked cabin labelled, the question it asks instead of guessing (“12 of us” says 12, but 4 + 3 + 3 + 4 comes to 14. Should I plan for 12 or 14 travellers?), and a Create this plan button.

Only what we can back up.

Money apps tend to imply more than they do. Every line here is a rule in the code, not a slogan.

We never move your money.

No wallet, no payment rail, nothing that can touch a bank account. ChipInPlan records what people report.

Missing details stay visible.

A stop that isn’t booked says so. A travel time that’s an estimate says so. Nothing is filled in to look finished.

AI drafts. People decide.

The assistant answers from your trip’s own records and proposes drafts you confirm. It never finalizes, books or sends anything — and everything here works without it.

Private by default.

Documents, photos and balances are visible only to the trip’s members; a published link carries no balances or emails. Export everything as JSON, or delete your account, from Settings.

Bring the trip together.

One trip the whole group can open — the plan, the details and the shared costs.

Create an account to get started · Guests join from a link